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New career at college.

I joined govt college malappuram as guest lecturer commerce with effect from july 23rd. the new assignment is simple, beautiful and challenging. wish u a happy and prosperous Onam this year, a very very happy Ramzan too............ happy reading babas

My Himalaya trucking adventure

Before telling a single word about our himalaya trucking expedition in may09 at sarpass, i appreciate the great organization Youth Hostels Association of India for conducting adventurous programs like this. The 11 day trucking camp was full of excitement in terms of new friends, new views and new experiences. We have climbed to the top of the mountain approximately 13800 feet in 8 days. Every day we ascend around 2000 feet and stay in the tent. The temperature is in the range -5 to +5 there. At the top it is full of ice. We have to walk countinously throug ice for more than 7 hours. It is a killing experience. Also the ice mountain is very steep and dangerous to walk. The ice cube rain at hill top in another thrilling experience. As climax at end we have slide around 600 mtrs throug ice. To conclude the participants from different parts of india, beautiful camp atmosphere, camp fire in the night, sleep in tent at very cool temperature in sleeping bag, walking and sliding through ice, e...

Himalaya views

RBI policy review, global markets to dictate trend

Concerns about a global recession may continue to weigh on the domestic bourses which have tumbled in a global equities rout in the past few days. Lack of buying support has accentuated the decline on the bourses Foreign institutional investors (FIIs) continue to press sales. They have sold shares worth Rs 46,661.20 crore in the calendar year 2008 so far (till 16 October 2008). Investors now await the mid-term monetary policy review by the Reserve Bank of India (RBI) due on 24 October 2008. Some reports suggest that RBI is set to cut the repo (repurchase) rate by a steep 50 basis points, to signal a strong shift in policy focus to growth from inflation. Repo rate is the rate at which RBI provides funds to banks against the collateral of government bonds for a day to three days. On the inflation front, experts feel that the wholesale price index is expected to move downward, and will eventually come down to single-digit numbers by January 2009. Inflation based on the whole price index r...

how to over come the crisis?

The merciless punishment to bulls across the globe are continuing.....Now in this non programmed sell off, there is no relevance for technical levels or fundamental values. I do not want to say this is the bottom or right time for investment. but i can say the story of stock market is not going to end. Here is some ways to diversify your energy during this financial crisis. Do more SIP's. In a falling market nothing other than systematic investment will make sense. So put some effort to aquire maximum no of SIPs from your customers. Do not ask for big amounts, tell them to invest Rs 500 or 1000 every month. nothing more than that. This will bring you cumulative revenue month after month. Do Some Mediclaims Now hospital expenses are rapidly increasing. surely there is scope for selling mediclaim policies to your customers. You can earn good commission by selling this products. sell policies with premium Rs 4000 to 8000 only. Do Vehcle insurance. All your clients should have a vehcle...